Finally, a simplified healthcare experiences that is less about navigating the healthcare system and more about your delivery of care. DiscoverU Health has purposely organized each VIP member’s experience. What does this mean? Each member needs and preferences are known ahead of time and communicated at the right time to the right people, and that this information is used to provide safe, appropriate, and effective care to the patient.
The goal of care coordination is to meet patients' needs and preferences in the delivery of high-quality, high-value health care. As your health advocates, we will coordinate all of your healthcare needs, including lab tests, diagnostic imaging, specialist care, and hospitalizations. You can rely on us for the information you need in order to make decisions about your healthcare.
Some of our services are covered through your health insurance. We accept Medicare, Medicaid, Care First, United Healthcare, Aetna, Cigna, Humana, and Tricare.
Some long-term care insurance policies do cover in-home care. Another avenue to consider is converting a life insurance policy into cash to help offset senior home care.
Public benefit programs
If your loved one lives on a limited income with few assets, he or she may qualify for home care assistance through Medicaid, Veterans’ benefits, Program of All-Inclusive Care for the Elderly (PACE) or State Health Insurance Assistance Program (SHIP). Check with Medicaid about PACE and in-home care beyond acute, short-term care. You may also want to talk with a SHIP counselor in your state (some programs use a different name, but they are still part of the SHIP network.) Your local Area Agency on Aging is another helpful resource for at-home care coverage.
To offset elder care costs, some family caregivers recruit the occasional help of volunteers from a local church, nursing school or high school or college community service programs. A volunteer typically handles errands and chores while a licensed, professional home caregiver provides the more extensive, difficult home healthcare needs.
Veterans Aid and Attendance (A&A)
Veterans and their surviving spouses who require the regular aid and attendance of another person (for activities of daily living such as bathing, dressing, medication monitoring, etc.) may qualify for a special veterans Aid and Attendance (A&A) benefit, in addition to a monthly pension. Military service qualifications include the following: At least 90 days of active duty but need not have served in combat; one day of active duty during a period of war; or discharged from service under conditions other than dishonorable. Assets are included in the equation for eligibility, with exclusions for personal property such as the veteran’s home or vehicle. Veteran applicants must pass a complicated “Income and Asset Test.” Your local Right at Home office may be able to help you with the application process by putting you in contact with a VA-accredited claims agent. For additional A&A information, visit the U.S. Department of Veterans Affairs website.